Long-Term Care Insurance

Long-Term Care (LTC) Insurance – Is It for You? Who needs it? Why do I need it? How much will it cost? What expenses does…

Financial Advice for the New Graduate

It is graduation time for young adults as they are starting a full-time work life either with a high school diploma, or college degree.  The…

Employer-Sponsored Retirement Plans

Employer-Sponsored Retirement Plans Employer-sponsored defined contribution retirement savings plans allow an employer to have savings directly deducted from an employees’ paycheck, provide tax breaks for…

Emergency Fund

Emergency Funds The first step in every financial plan required to build a solid foundation is to have an emergency fund.  The overall purpose of…

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