Retirement Saver’s Credit (future Saver’s Match)

In late December 2022, President Biden signed Secure Act 2.0, which made significant changes to IRAs, employer sponsored retirement plans, and other retirement plan rules. …

Financial Reminders Heading into 2023

Happy New Year from Lydford Financial The first month of a new year is a good time to review your finances and make changes for…

Happy 5-29 Day – 2022

Today is National 529 College Savings Day, a day to raise awareness about the value of planning and saving for higher education expenses with 529…

The 401(k) Match is Back

After a temporary pause on matching your 401(k) contributions many companies are reinstating the opportunity to have employer contributions match your contributions up to certain…

To Refinance, or to Not Refinance your Personal Residence Mortgage?

The mortgage interest rates are heading down, so you may want to consider refinancing your mortgage.  There are a few factors to consider including your…

Five-Part Series: Financial Planning for All Ages (Part 2)

We are putting together a five-part series on what financial decisions you should be thinking about as you approach each decade of your adult life…

Five-Part Series: Financial Planning for All Ages (Part 1)

We are putting together a five-part series on what financial decisions you should be thinking about as you approach each decade of your adult life…

Long-Term Care Insurance

Long-Term Care (LTC) Insurance – Is It for You? Who needs it? Why do I need it? How much will it cost? What expenses does…

Financial Advice for the New Graduate

It is graduation time for young adults as they are starting a full-time work life either with a high school diploma, or college degree.  The…

Employer-Sponsored Retirement Plans

Employer-Sponsored Retirement Plans Employer-sponsored defined contribution retirement savings plans allow an employer to have savings directly deducted from an employees’ paycheck, provide tax breaks for…

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