We focus on your dreams, not the financial products.

Lydford Financial, PLLC is dedicated to providing individual middle income and small business clients with a comprehensive financial plan that will assist them in achieving their financial and personal goals.  Work can be done on an hourly basis, a project basis, or comprehensive plan basis. Our services include an analysis of investments, evaluation of insurance needs, estate planning, education funding plans, retirement needs analysis, and emergency funding.  We are a fee-only financial firm which means that we are paid directly by the client for services performed, not by fund providers.  We are obligated to put our clients interest first and not promote a specific product.  We will not sell you any products for a commission, or fee and there is no requirement for a minimum amount of assets to manage.

We are willing to help anyone with aspects of their finances, or to offer a sounding board for financial issues that come up in every day life.  We will show you common sense methods of starting with small investments and how to maintain focus on the ultimate goals while still living your life.

Contact us with your financial planning needs and refer us to friends, family, and acquaintances.

Retirement plan & the investments that build the foundation

We are dedicated to providing retirement planning to meet your goals and provide for your financial stability.  We have worked with clients on using current data to budget future needs in retirement and identify methods of accumulating sufficient assets for the implementation of the plan.

We have the expertise to advise clients what types of investment vehicles are appropriate based on their individual situation.  Our approach has been used with clients from beginning savers and others that are more experienced.  No amount of savings is too small for us to help you make the most of it and there is no time like the present to begin the journey toward financial independence.

Financial Planning

Calculating your way to financial independence

We have helped clients evaluate their financial planning needs through debt repayment strategies, budgeting limited resources, savings plans to build a foundation of stability, and evaluating investment options based on risk tolerance.

The options available to you for achieving your financial goals change often.  We can provide you whatever level of advice you need to stay on top of swiftly changing financial landscape and available investments.

We work on minimizing risk to assets by helping find your direction

We have extensive experience with estate planning guidance ranging in complexity from basic documents almost everyone needs to trusts to protect assets for your heirs as well as providing security for your future.  We have helped clients have the difficult conversations with relatives about their eventual need to be prepared for death and disposition of their assets.

We have evaluated insurance policies to assist clients in determining if the specific features were appropriate for their financial and family situations as well as protecting accumulated assets.  Since we do not sell insurance products we can provide an objective view of what a client truly requires to protect themselves from risk at the least cost.

What Clients Say

We want to let you know how sincerely we appreciate your help and truly value your integrity. The initial financial plan you prepared for us in 2007 and subsequent work has made us better informed in making important financial decisions. You continually do an outstanding job in assessing issues and suggesting various (easy to understand) financial options that target our goals. As importantly, we have always admired that your advice was unbiased knowing you were not trying to sell financial/investment products. Thanks again for all your assistance. It has given us additional confidence in our decisions.

D & N Bach

D & N Bach

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