Financial Planner & Advisory Services

Many individuals want an independent third party to consult for making financial decisions, or they would like a second opinion on recommendations provided by other financial professionals.  We are available to provide an unbiased evaluation of your financial situation, using estimates to help you evaluate two or more options related to a financial decision.  We can offer our independent opinion on a specific investment or other financial product.

We will review your current retirement funds that you have accumulated in employer retirement accounts, traditional and Roth IRA accounts, defined benefit plans, social security, annuities, and any other investments earmarked for retirement to ensure you are on track to accomplish your retirement income goals.  We will review your asset allocations to ensure they correspond to your risk tolerance and overall long-term financial goals, then make recommendations for re-balancing.

We will review the financial risk in your life to assist you in developing a proper plan to manage your risks by identifying options for mitigating or minimizing their impact.   We can offer you an unbiased evaluation of your actual needs based on where you are in your career and life.  We will also help you evaluate estate planning options that are best for you and your family to reduce the risk of your assets being transferred in a manner that is not based on your wishes.

We now offer individual income tax planning and return preparation as part of our financial planning services. This integration ensures your financial decisions are made with full tax awareness, reducing conflicting guidance and strengthening your long-term strategy. Reviewing and preparing your tax returns allows us to better understand your complete financial landscape and uncover valuable planning opportunities.